I recommend Josh Graves. He knows loan and the market really well. He gets my clients great interest rates. His service is top notch.
-Justin McQuarrie

Josh is extremely knowledgeable about what loan strategy is the best for his clients! He is always enjoyable to work with and truly cares about people and what is best for them!
-Kristi Graves Clark

Josh is amazingly kind and thoughtful. He listens intently to your needs and then goes straight to finding a fitting solution. His customer service and attention to detail is stellar
-Annette Gubler Lake

What I love the most about him is he is hard-working and very honest. The world has lost customer service and Josh is someone who brings it back and delivers it in the way it should have been in the beginning.
-Kelly K. Owens

Josh was so great to work with. He made the whole process easy and painless. We will definitely use him in the future and refer our family and friends!!!
-Tami Postma Lucero

Josh is an amazing man, If you get a chance to work with him you will not regret it!
-Tracy Acord

We have owned 4 homes and have refinanced several times and I have to say that this was the best experience we have ever had. Houzd Mortgageand Josh were fast and we got the best rate. I shopped at several other mortgages but Josh gave me the best rate. In addition they really were awesome at getting the loan approved and done very quickly and with less drama. Totally recommend these guys.
-Lance Peterson A. 

Josh Graves and HouzdMortgage have been great to work with on our home purchase. Josh kept us in the loop throughout the process. He even had some incredibly helpful insight concerning the sale of our previous home. We were able to get a lower rate here than at other lenders and the entire process went smoothly. It was all done entirely online which was very convenient with our busy schedules. We would definitely recommend Josh and Houzd Mortgage  to anyone looking for a mortgage broker.
-Emma Maxwell

I have to say this was one of the easiest transactions I have ever had. Josh text me that my rate was high, and within a 3 week time frame we were closing on a lower rate and payment. I won’t deal with anyone else when it comes to my mortgage.
-Gary Duarte

I refer a lot of clients to Josh Graves. They Rave about the Experience they had with him and how detailed he is with his clients . He walks them through the process every step of the way! Highly recommended!!
-Allen Johnson A.

Great people to work with! Extremely knowledgeable and pleasant. Closed on my mortgage very quickly. Josh is very professional and returned my calls quickly. I Have been recommending them to everyone I know since closing on my mortgage. I’m a customer for life. Thank you for such an awesome experience!!!!
-Bryje LLC

Josh was so great to work with. He made the whole process easy and painless. We will definitely use him in the future and refer our family and friends!!!
-Tami Lucero

Josh was great to work with. He made the process quick and easy. He was very quick to respond with any questions.
-Ty

Great experience with josh. Easy. Organized and got me a great deal.
-Keith Nielsen

I recommend Josh Graves to my clients because of his service and he understands the lending industry.
– Justin Mcquarrie

Josh has been great to work with. Always quick to respond with any questions or issues that may come up.
-Marvin Alvarado

Josh was great to deal with. Helped us so much.
-Teresa Libbee